Leisure Loan

Our 5 most popular reasons for borrowing are now all available as stand alone loan products.

Many of our members who borrow with us have been happy to refinance thier loans to keep a single payment, but what if you prefer to keep things separate and pay your loans over different repayment times - well now you can.

Loan calculator

Thousands of people participate in leisure time activities some to keep themselves fit, some for fun and some just to get them out the house!!. Whatever your resason for your leisure persuits some can be very expensive to participate in. A Leisure Loan from Scottish Police Credit Union can help spread the cost so whether you need a new horse box, a new set of golf clubs or even a new canoe we can help you get out there and enjoy your spare time.

Features & Benefits

  • available to all members after 1st regular deposit
  • borrow any amount up to £10,000
  • repay between 6 and 60 months
  • can be refinanced for further leisure purchases up to the limit of £10,000
  • free loan protection insurance (T & C's Apply)
  • free payment waiver protection insurance (T & C's Apply)
  • no set up fees or early repaymemt penalties
  • guaranteed loan interest rates not representative rates (click here for up to date rates)
  • can be paid to you or a third party

Please note that savings held in your membership account are secured against your total outstanding loan balances and access to them is restricted while your total loan balance is higher than your savings. This helps mitigate any potential losses should you find yourself unable to make your loan repayments and protects the wider membership.


SPCU Social

Have you checked out our social media accounts @ScotsPoliceCU - just click the icons below. It's a great way to keep up to date with what's going on at YOUR Credit Union.


Saving with your Credit Union is very easy as most of our members can make payments through salary deduction. For those who cannot, payments can be made by direct debit.

Read More

Member Services

Loan Protection, Life Savings Cover and our innovative Payment Waiver Scheme are just some of the ways "We've got your back"

Read More