Budget Booster

SPCU’s very own superhero!

Boost your monthly budget when you need to!

“Our Budget Booster account is a better way to budget”

It’s here to call on when you need it most …

  • Unexpected bill?
  • House/Car Repairs?
  • Christmas
  • Holidays
  • Leisure

Whatever you need to boost your budget for, this account is here for you at your fingertips – no need for a new loan application each time, apply for the limit you need and use it as and when you have to.

It’s a fantastic alternative to overdrafts, credit cards and payday loans who charge high interest rates on outstanding balances. With our Budget Booster, you only repay interest on your reducing balance and then the money is available to use again!

Credit Limit APR% 4 weekly Monthly
£500  17.9 £17 £18
£1000  17.9 £33 £36
£1500  12.7 £46 £50
£2000  12.7 £62 £67
£2500  10.9 £75 £82

How It Works

  • Choose a limit
  • Pay the minimum payment each month (overpayments can also be made)
  • Increase or decrease your limit throughout the term
  • A review is carried out only once every 3 years
  • Minimum £50 withdrawal

How do I access the funds?

  • Activate your account online to access your ‘Members Area’.
  • Visit your My Accounts tab and scroll down to your Budget Booster account and click ‘withdraw’. Funds are transferred within 24 hours.
  • Or why not download our app and withdraw? Search SPCU in the Appstore and download for free!

I want to apply

Don’t delay – call us today!

Call 0141 771 1314 choosing option 1 to speak to our Loans team about our Budget Booster who are ready for your call!


SPCU Social

Have you checked out our social media accounts @ScotsPoliceCU - just click the icons below. It's a great way to keep up to date with what's going on at YOUR Credit Union.


Saving with your Credit Union is very easy as most of our members can make payments through salary deduction. For those who cannot, payments can be made by direct debit.

Read More

Member Services

Loan Protection, Life Savings Cover and our innovative Payment Waiver Scheme are just some of the ways "We've got your back"

Read More